Rates

CD RATES

*91-Day Certificate of Deposit - $500 Minimum Opening Deposit
Compound Compount Maturity
APY 1.00%
RATE 1.00%

*182-Day Certificate of Deposit - $500 Minimum Opening Deposit
Compound Maturity
APY 1.00%
RATE 1.00%

*12 Month Certificate of Deposit - $500 Minimum Opening Deposit Compound Maturity
APY 1.51%
RATE 1.50%



*18 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compound Maturity
APY 1.76%
RATE 1.75%

*24 Month Certificate of Deposit- $500 Minimum Opening Deposit
Compound Maturity
APY 2.01%
RATE 2.00%

*30 Month Certificate of Deposit- $500 Minimum Opening Deposit
Compound Maturity
APY 2.01%
RATE 2.00%

*+30 Month Option Certificate of Deposit*- $1000 Minimum Opening Deposit
Compound Maturity
APY 2.01%
RATE 2.00%

*48 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compound Maturity
APY 2.77%
RATE 2.75%

*60 Month Certificate of Deposit - $500 Minimum Opening Deposit
Compound Maturity
APY 2.77%
RATE 2.75%

* A penalty may be imposed for early withdrawal.
+ The interest rate and annual percentage yield may change after account opening.


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MONEY MARKET (HIFI)

+ Money Market (HIFI)
Average Daily Balances of:
$0.00 to $2,499.99
APY 0.50%
RATE 0.50%

Average Daily Balances of:
+ $2,500.00 & Above
APY 1.26%
RATE 1.25%

+ 1ST HERITAGE CLUB Money Market (HIFI)
Average Daily Balances of:
$0.00 to $2,499.99
APY 0.50%
RATE 0.50%

Average Daily Balances of:
+ $2,500.00 & Above
APY 1.26%
RATE 1.25%

+ The interest rate and annual percentage yield may change after account opening.

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IRA SAVINGS

IRA SAVINGS ACCOUNT
Compound Maturity
APY 2.78%
RATE 2.75%

+ The interest rate and annual percentage yield may change after account opening.

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SAVINGS ACCOUNTS

+ PASSBOOK SAVINGS ACCOUNT
Compound Maturity
APY 1.31%
RATE 1.30%

+ 1ST KIDS CLUB SAVINGS ACCOUNT- $1 Minimum Opening Deposit
Compound Maturity
APY 1.85%
RATE 1.86%

+ The interest rate and annual percentage yield may change after account opening.

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CHECKING ACCOUNTS (SUPER NOW)

+ SUPER NOW CHECKING ACCOUNT
Compound Maturity
APY 0.50%
RATE 0.50%

+ 1ST HERITAGE CLUB MONEY MARKET (HIFI)
Compound Maturity
APY 0.50%
RATE 0.50%

+ The interest rate and annual percentage yield may change after account opening.


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DISCLOSURES

FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT.
INTEREST RATES AND ANNUAL PERCENTAGE YIELDS ARE CURRENT AS OF
03/29/2010 - 04/29/2010.

FOR CURRENT RATE INFORMATION CALL (308)536-2492.
MEMBER FDIC


Created on 05/09/2006 01:42 PM by fnbadmin
Updated on 07/08/2010 01:12 PM by fnbadmin
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